Loan EMI Calculator Pakistan
Work out your monthly instalment before you borrow
FREE • NO SIGN-UP
Enter the loan amount, the annual interest rate and the tenure in months to find your equated monthly instalment (EMI), the total amount you will pay, and the total interest over the life of the loan.
Loan Details
EMI = P × r × (1+r)n ÷ ((1+r)n − 1), where r is the monthly interest rate and n is the number of months.
ESTIMATED RESULT
Monthly EMI
Rs. 8,885
at 12% per year for 12 months
Rs. 106,619Total payment
Rs. 6,619Total interest
How it works
The annual interest rate is divided by 12 to get the monthly rate r. The EMI formula P × r × (1+r)n ÷ ((1+r)n − 1) then spreads the loan plus interest into n equal monthly payments. Total payment is EMI × n, and total interest is total payment minus the loan amount.
Please note: this is an estimate for a reducing-balance loan at a fixed rate. Actual bank offers may include processing fees, insurance or different rate structures — always confirm with your lender before borrowing.